Parker Investment Properties

Home vs Investment: A Comparison

The following comparison shows the difference between buying a $400,000 property as a home or an investment. They're based on a single income of $75,000 per year and a 10% deposit. We've used identical rates, fees and income so both scenarios are equal. The only difference between the scenarios is the type of loan used (home loan vs investment loan).


This $400,000 home would cost $600 per week for the next 25 years	This $400,000 investment would cost $94 per week in the first year and less every year after
You would also need to pay the associated costs of: Rates Insurance Body Corporate Fees (for apartments and some townhouses)	You would also need to pay the associated costs of: Rates Insurance Body Corporate Fees (for apartments and some townhouses) But they're fully tax deductible on an investment property!

That's not the only benefit of an investment property. Read on to see how you can pay just 9% of the cost of your investment property.

Please remember that the above figures will vary depending on your individual income, interest rates and property specifics. These figures are provided as a comparison only and you should speak to an investment specialist for specific data relating to your property plans.